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My Pension Is Not a Safety Net

In this post, I discuss the points I make in my next YouTube video addressing a vicious comment I received. The commenter attempted to discredit my early retirement story because I have a pension, characterizing it as a safety net I can simply fall back on. The general message I took from the comment was that I don’t struggle like other retirees because I have a pension, so people shouldn’t listen to what I have to say or heed my advice—or they’ll become financially ruined. My purpose in responding to the now-deleted comment is to encourage people who are considering early retirement and might become disheartened by this type of negativity. First of all, let me say that I do value my pension. It’s a significant blessing, especially since my retirement package also includes low-cost healthcare. Without the pension, my early retirement would not be possible. It’s by far my largest source of income. I share my unconventional story not as advice, b...